Welcome to your happy place! Apartment 4B at 330 East 83rd Street sits on a quaint tree lined block of the Upper East Side within an elevator building featuring a part time doorman and super low monthly maintenance. The entrance to the Q train is on the block! Serene, bright and happy, this charming pin drop quiet studio with high ceilings and hardwood floors is positioned on the rear of the building which means you get to enjoy a garden view complete with a lovely sunny south exposure. This home features a hallway entrance (with two large closets) which creates a welcomed sense of separation from the living space. Located just off of Second Avenue, the most popular restaurants and bars including Sushi Noz, Elio’s, The Penrose, Dylan Murphys and more are right around the corner. Take your pick from your favorite local grocery stores with Whole Foods, Fairway, Morton Williams and Agata & Valentina all within a few blocks. This well-managed pre war 5 story co-operative building has excellently renovated the lobby and hallways and also offers a part time doorman (Monday - Friday 2pm until 10pm), smartphone enabled intercom, live-in superintendent, elevator, laundry room, additional storage and bike storage. Low monthly maintenance of $752. 74 with strong building financials and an impressive history of maintenance increases/assessments No flip tax. 80% maximum financing. Pied-à-terre, co-purchasing, gifting, parents buying for children and subletting after 2 years from purchase (maximum 2 consecutive years of subletting out of 4 years) are allowed.
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Our Executive Mortgage Banker:
Our Insurance Division:
$349,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $279,200 | $279,200 | $279,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,696 | $1,696 | $2,206 |
Total Monthly Payment | $1,771 | $1,771 | $2,281 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.