JUST UPDATED! This charming Vineyard-style end unit, nestled on a cul-de-sac in the sought-after Southport 55+ community, now features BRAND-NEW flooring and FRESH PAINT throughout. Offering one-level living with an open-concept layout, the spacious living room with a cozy fireplace flows effortlessly into a bright dining area with cathedral ceilings and a stunning palladium window. A peaceful three-season porch with BRAND-NEW carpeting provides the perfect spot to unwind. The primary bedroom includes a walk-in closet and a full bath with a stackable washer and dryer for added convenience. The second bedroom offers flexibility, ideal for guests or as a home office. Additional features include an unfinished basement and a one-car garage, offering plenty of storage space. Recent updates such as new heating and cooling systems, flooring, and a deck further elevate the appeal of this home. Experience the perfect combination of comfort, convenience, and vibrant community living!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 2 | 13.0 x 12.0 | First | |
Dining Room | Flooring: Laminate | 10.0 x 17.0 | First |
Kitchen | Flooring: Laminate,Stove(s): Gas | 9.0 x 12.0 | First |
Living Room | Fireplace(s): Gas,Flooring: Laminate | 19.0 x 15.0 | First |
Master Bedroom | 15.0 x 14.0 | First |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
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Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $420,000 | $420,000 | $420,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $252 | $252 | $252 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,794 | $2,759 | $3,542 |
Total Monthly Payment | $3,138 | $3,103 | $3,886 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.