Discover the charm and convenience of this two-bedroom, two-bathroom condo, perfectly situated in the highly sought-after Harbor Club community in Palm Harbor. This ground-floor gem offers the ultimate in modern comfort and style. As you step inside, you'll be greeted by a stylish living room/dining room combo, featuring waterproof wood-look flooring throughout. The well-equipped kitchen boasts matching appliances, quartz countertops, a mosaic glass backsplash, and a live-edge solid hardwood maple serving counter. Adjacent to the kitchen, a convenient laundry room adds to the practicality of this home. Each bedroom is a private retreat with its own attached bathroom, ensuring comfort and convenience for all. The bathrooms have been updated with quartz countertop vanities and finishes found throughout the condo, creating a cohesive look. Harbor Club offers an array of amenities to enhance your lifestyle, including two pools (one heated with a spa), tennis and basketball courts, hot tubs, kayak racks, and three grilling areas perfect for picnics and BBQs. For those special occasions, the beautiful clubhouse is available for private gatherings. The community is zoned for top-rated schools, including Palm Harbor University. Plus, you’re just minutes away from vibrant Downtown Palm Harbor, the charming streets of Downtown Dunedin, and the pristine sands of Honeymoon Island and Caladesi Island beaches. With shopping, restaurants, movies, and airports all within easy reach, this condo offers the perfect blend of tranquility and convenience. Don’t miss your chance to own this exceptional home in a location that truly can’t be beat.
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Our Executive Mortgage Banker:
Our Insurance Division:
$175,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $140,000 | $140,000 | $140,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.616% | 7.055% | 6.256% |
Monthly Tax Payment | $99 | $99 | $99 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $943 | $920 | $1,181 |
Total Monthly Payment | $1,117 | $1,094 | $1,355 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.