Under contract-accepting backup offers. Welcome to this charming 3-bedroom, 2-bathroom home nestled in the heart of Clearwater. With a spacious layout, this residence offers both comfort and potential. Situated on a cul-de-sac, on a generous lot of over 0. 25 acres, this property provides plenty of room for outdoor enjoyment and relaxation. As you enter, you'll immediately notice the fresh, brand-new carpet that adds a cozy touch throughout the home. The layout is thoughtfully designed with ceiling fans throughout to keep you cool and comfortable year-round. Beautiful wood flooring can be found in both the kitchen and dining room, creating a warm and welcoming ambiance. The kitchen features wooden cabinetry, matching appliances, and a charming breakfast nook perfect for casual meals. Adjacent to the kitchen, the dining room offers an ideal space for entertaining and family gatherings. The primary bedroom boasts a walk-in closet and a private attached bathroom for added convenience. The two additional bedrooms are well-sized and feature ample closet space for all your storage needs. Enjoy the Florida weather year-round in the screened-in lanai, a perfect spot for relaxation and outdoor dining. The oversized two-car garage provides plenty of space for your vehicles and additional storage. Recent updates include a 2019 AC unit, 2019 oil furnace, and 2011 windows, ensuring energy efficiency and comfort. Additionally, the home features a heat pump that runs on oil, with a buried oil tank located on the side of the property, providing a separate system from the AC. While the home is in great condition, it could benefit from a little TLC to truly make it your own. Conveniently located just a short drive from the stunning Gulf beaches, this home offers the best of both worlds – a serene and spacious living environment with easy access to sun, sand, and surf. Don’t miss the opportunity to make this charming Clearwater gem your own!
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Our Executive Mortgage Banker:
Our Insurance Division:
$375,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $300,000 | $300,000 | $300,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $106 | $106 | $106 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,047 | $1,994 | $2,530 |
Total Monthly Payment | $2,228 | $2,175 | $2,711 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.