Welcome to this beautiful villa, built by Neal, located in the award-winning, highly desirable neighborhood of Waterset with amenities galore. Enjoy low maintenance and ease of living where the HOA covers exterior maintenance, including roof, painting, pressure washing, pest control, yard mowing, trimming, and irrigation maintenance. This community is perfect for the whole family because it is pet-friendly and has no age restrictions. Excellent curb appeal will greet you with a large corner lot, mature landscaping, Craftsman-style exterior, and a covered front porch, perfect for your shaded plants with an outdoor seating area. Inside, the home offers an open floor plan with a large living room area plus a dining area, 2 bedrooms plus an office that can be used as a 3rd bedroom, and a separate laundry room. The kitchen is a chef's delight with a center island, granite countertops with plenty of space for all your cooking needs, beautiful cabinetry and pull-out drawers for ease of access for heavier items, GE appliances including a gas range, an owner-upgraded Bosch dishwasher and a nice size pantry for storage. The laundry room offers additional storage space with an upgraded washer and gas dryer included. The primary bedroom in the back of the home allows privacy from guests. It features his and her closets, an ensuite with dual vanities, a separate water closet, and a step-down walk-in shower. A wonderful outdoor living space awaits you through the back sliding glass doors to a screened, partially covered lanai. The lanai is equipped with an electrical outlet and a gas line piped in for the grilling enthusiast. It is the perfect area to create an outdoor private oasis to unwind at the end of a long day. Added perks include ceiling fans throughout, a 240v outlet in the 2-car garage for charging electric or hybrid vehicles, and irrigation system on reclaimed water for additional savings. Waterset is an award-winning master-planned community with four pools, including a lap pool, fitness centers, pickleball, basketball, and volleyball, numerous nature walking/biking trails, playgrounds, a splash pad, and two dog parks. The community is vibrant with activities for residents, hosting concerts and food trucks, car shows, social events, clubs, and many family-oriented activities. It is within biking distance to brand new retail centers with restaurants, coffee and juice bars, nail salons, doggy daycare and grooming, groceries, doctors, and much more. Your everyday lifestyle can be fully accommodated within a 2-mile radius. For more information about the community visit watersetfl. com. For the best of Florida living, you will be in a perfect location within minutes to fun boating on Tampa Bay, less than an hour from world-class sun-drenched beaches for sunbathing, fishing, or snorkeling, and less than 2 hours from the Magic of Disney World, as well as many other area theme parks and Sea World. Don't miss the opportunity to make this your new home today!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $288,000 | $288,000 | $288,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $476 | $476 | $476 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,868 | $1,844 | $2,392 |
Total Monthly Payment | $2,419 | $2,395 | $2,943 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.