Whether you're looking to enjoy the nearby beach or savor tranquil moments in your private backyard, this home offers an exceptional opportunity to embrace both comfort and coastal living. Discover the perfect blend of comfort and convenience in this delightful 2-bedroom, 2-bathhome with a true master private ensuite that is ideally situated less than 2 miles from renowned Indian Rocks Beach. As you enter the home, you'll be greeted by a striking wall of windows that frame a breathtaking view of the lush, private fenced-in backyard with newer vinyl fence in 2022. The backyard, encompassing just under a quarter-acre, provides a serene outdoor haven perfect for relaxation and gatherings. Enjoy the newly updated stone patio, ideal for unwinding in the tranquil setting or wonderful spot for entertaining. The home has many additional updated features such as a newer roof in 2020, recently updated with fresh AC ductwork in 2024, ensuring modern efficiency and piece of mind. Kitchen has updated stainless steel appliances in 2022 and a new water heater in 2019. The 1-car garage adds convenience and storage space to this home along with the shed that offers additional storage. This home is located a short 5 min. drive to beaches, dining, entertaining, shopping and more! Indian Rocks Beach itself is a charming coastal community renowned for its relaxed vibe and friendly atmosphere. With its excellent local dining options, boutique shops, and a variety of recreational activities, including fishing and water sports, you'll find endless ways to enjoy the seaside lifestyle. Whether you're looking to bask in the sun on the beach or savor a leisurely stroll along the shore, this home offers an exceptional opportunity to embrace both comfort and the vibrant beach community just a stone's throw away, all while being conveniently situated in a non-evacuation zone offering you piece of mind and the benefits of beachside living. Don't miss the chance to make this coastal gem your own. Schedule your showing today and start enjoying the comfort, convenience, and vibrant beach lifestyle this home has to offer!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $348,000 | $348,000 | $348,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $458 | $458 | $458 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,374 | $2,313 | $2,984 |
Total Monthly Payment | $2,907 | $2,846 | $3,517 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.