1890 Colonial home with some very tasteful and modern upgrades. Newer flooring, interior paint, newer windows, and remodeled kitchen and bathrooms (done in 2018) all add to the charm and provide a contemporary look. With a tremendous yard, this home could be ideal for a young family or avid gardeners. The first floor features a large living room with a wood stove for those cozy Vermont evenings and alternate heat. Kitchen includes a fabulous walk-in pantry. There’s also a bedroom and a bonus room on the first floor. The bonus room could be an extra bedroom for guests or an office space. With the laundry also on the first floor, this home would also be ideal for those looking to age in place. Bulls-eye detailed woodwork throughout with a gorgeous period staircase that leads upstairs to three more bedrooms, a bath, and two attic spaces for excellent storage. Home includes an attached garage, with loft, trex decking, and a wraparound porch. The large, level, fenced in lot is private with room for home expansion. Concrete patio in the quiet backyard is ideal for cookouts and evening meals. This home sits high, is centrally located and close to the Living Memorial Park, shopping, a hospital, and excellent schools. Please see attached documents for list of improvements from previous seller in 2019. Delayed showings Sunday, Sept. 15th by appointment.
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NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $247,200 | $247,200 | $247,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 5.990% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.470% | 6.161% | 5.248% |
Monthly Tax Payment | $570 | $570 | $570 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,502 | $1,481 | $1,954 |
Total Monthly Payment | $2,147 | $2,126 | $2,599 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.