Just off Pelham Road tucked inside Mountainbrook subdivision is this updated one-story bungalow with so much charm! Situated on a corner lot with a fenced in back yard and mature trees. Inside you'll find 3 bedrooms, 2 bathrooms, and an updated kitchen with new french doors leading to the freshly painted deck. Great for entertaining! Just off the dining room is a flex room. Perfect space for an office, a playroom, workout room or for crafting. Need a 4th bedroom, it could be that too! The family room has a large picture window that brings in an abundant amount of natural light. Off the kitchen is a laundry room with ample storage and a drop zone. The owners have maintained the home adding a new front door, a new roof in 2019, a new HVAC and hot water heater in 2022 and installed the fence just a few years ago. A home rarely comes on the market in this area. Here's your chance!
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Our Executive Mortgage Banker:
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$375,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $300,000 | $300,000 | $300,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $349 | $349 | $349 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,823 | $1,823 | $2,371 |
Total Monthly Payment | $2,247 | $2,247 | $2,795 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.