Welcome to 109 Taft Street, a charming Colonial nestled in the heart of Stratford CT. This home offers the perfect blend of comfort and convenience. With a new fresh look, this home offers all new windows, an updated kitchen with new cabinets, counters, and updated appliances. A new full bath on the 2nd floor. freshly painted interior with refinished hardwood floors throughout. This home is ideal for the growing family. The home offers six plus rooms, three bedroom, and two full baths. The interior features hard wood floors, a large eat in kitchen with a full walk in pantry. Off the kitchen is the dining room (this room could be utilized as a first floor bedroom which includes a first floor full bath) There are three generous size bedrooms and a full bath on the upper level. Relax on your enclosed front porch or large rear deck overlooking the manicured lot with plenty of room for expansion possibilities. Maintenance free vinyl siding, efficient gas heating with city water and sewer. This home is located on dead end street that abuts playing fields, with an easy walk to schools, minutes away from all major highways, shopping and public beaches. Don't miss this opportunity to enjoy the life style you have been looking for in this vibrant town of Stratford.
Type | Description | Level |
---|---|---|
Bedroom 1 | Hardwood Floor | Upper |
Bedroom 2 | Hardwood Floor | Upper |
Dining Room | Hardwood Floor | Main |
Eat-In Kitchen | Ceiling Fan,Pantry,Tile Floor | Main |
Full Bath | Main | |
Full Bath | Upper | |
Living Room | Hardwood Floor | Main |
Primary Bedroom | Hardwood Floor | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,600 | $319,600 | $319,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.412% |
Monthly Tax Payment | $475 | $475 | $475 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,180 | $2,124 | $2,719 |
Total Monthly Payment | $2,730 | $2,674 | $3,269 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.