BEAUTIFUL VICTORIAN HOME WITH OVER 2, 000 SQ FT IN THE HAMLET OF WALLKILL! The charming wrap-around front porch and a solid mahogany front door with leaded glass will warmly welcome you to your new home. The main level with 9 ft ceilings has new LVP flooring in foyer, dining room and kitchen. Pocket doors lead to a newly carpeted living room, a dining room filled with natural light and an updated kitchen with a gas range, new counters, sink and cabinets. There is a breakfast nook in the kitchen and a slider that leads to a 3 season room to enjoy your morning coffee. Right off the kitchen is a laundry area with loads of storage and cabinetry for pantry items as well as an updated bathroom. As you head up the stairs with a beautiful mahogany banister, there is wood flooring in the hallway and new carpeting in the bedrooms. There you will find the primary bedroom with a large closet, two more additional bedrooms with the third bedroom offering a bonus room attached. This space would be ideal for an office, nursery, exercise or craft room. There is an updated full bathroom and linen closet in the hall. The hallway continues around to a set of stairs that leads you to the walk up attic with endless possibilities. There is new plywood flooring, knee walls and an attic fan. The Victorian charm continues outside with a newly painted wrap around porch and picket fencing with an arbor and gate. There is 12' x 20' platform decking for outside entertaining, a shed and storage area with a ramp for your lawn and snow equipment as well as a one car detached garage. The home is heated with oil, but each room has its own thermostat for efficient heating. There is duct work in place on the first floor if the new owner wanted to add AC. *Updates include new boiler, new hot water heater, new LVP flooring, new carpet, new cabinets, new counters. Dryer is 6 years old and dishwasher and range are 7 years old. Entire interior of the home was just freshly painted and bathrooms were newly updated. Roof is 12 years old and windows are 15 years old. It's centrally located to commuter roads, 75 min to NYC, convenient to Stewart International Airport, Metro North Train, Mohonk Mountain and Minnewaska State Park. Nearby are wineries, including locally owned and operated Magnanini Winery, breweries, Angry Orchard and local farm stands.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $308,000 | $308,000 | $308,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $404 | $404 | $404 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,049 | $2,047 | $2,597 |
Total Monthly Payment | $2,528 | $2,526 | $3,076 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.