Seller may consider buyer concessions if made in an offer ~ In the perfect location just off Maguire Road with easy access to the Florida Turnpike this 4BD/2BA home awaits in Ocoee’s Cross Creek community with GATED ACCESS, an UPDATED KITCHEN and BATHROOMS, formal and family spaces, a LARGE . 19 ACRE LOT and POND VIEWS! The mature trees add tons of curb appeal and paint a pretty picture to welcome you home. Step through the front door and into combination formal living and dining areas featuring a high ceiling, two large picture windows, WOOD LAMINATE FLOORS and a natural flow into the open kitchen and family room. The UPDATED KITCHEN was crafted with the modern chef in mind and delivers a fresh color palette, QUARTZ COUNTERTOPS (that you will also find in both bathrooms!), NEW SAMSUNG STAINLESS STEEL APPLIANCES, a decorative backsplash and PREP ISLAND. A casual dining space connects you to the generous family room where sliding glass doors open up to a SCREENED LANAI and offer the perfect WATER VIEWS! The ideal SPLIT BEDROOM floor plan gives the owner a spacious retreat in their PRIMARY SUITE complete with a WALK-IN CLOSET and private en-suite bath. Three additional bedrooms off a separate hallway give you flexible space and room to grow, sharing a second full bath with a desirable DUAL SINK VANITY. The roof is 2017 and A/C is 2011. Residents of the gated Cross Creek community will enjoy the COMMUNITY POOL, sports courts and playground and the proximity to Winter Garden Village, Downtown Winter Garden, Downtown Windermere and Orlando can’t be beat! You are just minutes from local shopping, restaurants, lakes and the many attractions Central Florida is known for. Call today to schedule your tour and imagine your new HOME SWEET HOME on Quiet Waters Loop!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $396,000 | $396,000 | $396,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $357 | $357 | $357 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,635 | $2,632 | $3,395 |
Total Monthly Payment | $3,067 | $3,064 | $3,827 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.