412 Clark Road, Glover, VT, 05839 | $369,000

This contemporary country home is the perfect base camp for Northeast Kingdom adventures or to call your forever homestead. The house is in mint condition, comes fully furnished, and is move in ready. The walkout basement boasts 9' ceilings and can be finished to double the living area. The current owners have taken great care of the home and even added a bonus room in the basement. From the solid craftsmanship, intuitive layout with multiple access points to outdoors on every level, its evident that this home was well planned and articulated. The house sits far enough back off the road to be completely private and boasts the best view of Shadow Lake in town, but the home is located just minutes from Glover Village and I-91. 40 minutes to Burke Mountain, 45 minutes to Jay Peak, and 25 minutes to Craftsbury Outdoor Center. There is a 20 x 16' concrete pad to the right of the driveway for a future garage, with anchor bolts for sill plates already in place. There is also a large unfinished basement storage room at the back of the house with exterior walkout access that is currently used for firewood storage (not pictured). The house is currently equipped with Starlink and has AT&T cell service so working from home is no problem. The current septic system is permitted and designed for a 3-bedroom single family home and a 2-bedroom detached auxiliary dwelling. The town of Glover has no zoning. Come check it out! OPEN HOUSE SUNDAY September 15th 2024, 1: 00-4: 00PM.

Features

  • Rooms: 9
  • Bedrooms: 2
  • Baths: 1 full / 1 three-quarter
  • Style: Chalet,Contemporary,Gambrel,Walkout Lower Level,Craftsman
  • Year Built: 2008
  • Heating: Furnace - Wood/Oil Combo
  • Cooling: None
  • Basement: Concrete,Concrete Floor,Daylight,Exterior Access,Full,Interior Access,Partially Finished,Roughed In,Stairs - Basement,Walkout
  • Approx Sq. Feet: 1,922
  • Acreage: 8.4
  • Est. Taxes: $5,011
  • Lot Desc: Agricultural,Country Setting,Field/Pasture,Lake View,Mountain View,Orchards,Recreational,Rolling,Secluded,Ski Area,View,Water View,Wooded
  • Elem. School: Glover Village School
  • High School: Lake Region Union High Sch
  • School District: Glover School District
  • MLS#: 5014004
  • Website: https://www.raveis.com
    /prop/5014004/412clarkroad_glover_vt?source=qrflyer
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Listing courtesy of Vermont Real Estate Company   Phone: 802-540-8300
Listing Agent: Tyler Buswell

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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 793093

203.415.2989

Brian.Skelly@raveis.com

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412 Clark Road, Glover, VT, 05839

$369,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Brian Skelly

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.415.2989

Brian.Skelly@raveis.com

NMLS Mortgage Loan Originator ID 793093

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $295,200 $295,200 $295,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.875% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.551% 7.042% 6.160%
Monthly Tax Payment $418 $418 $418
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,964 $1,939 $2,489
Total Monthly Payment $2,457 $2,432 $2,982

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.