Presented byKaren Drullard |
This stunning home is brand new from Westchester modular, built with top-of-the-line finishes and quality materials. As soon as you step inside, you'll be greeted by a bright and airy open floor plan that creates a spacious and inviting atmosphere. The chef's kitchen is a standout feature, featuring an oversized island with a prep sink and high-end appliances that are sure to appeal to the modern buyer. The 9+ foot ceilings on both levels add to the grandeur of the home. The master suite is a luxurious retreat, complete with a separate tub, dual sinks, and a shower. Walk-in closets provide ample storage space. The entire home is designed with energy efficiency in mind, ensuring lower utility bills and a smaller carbon footprint. The home boasts a 400 amp service, making it well-equipped for all your electrical needs. The garage is wired for level 2 240V electric car chargers, offering convenience for electric vehicle owners. Additionally, an automatic 32kw Generac commercial-grade generator provides peace of mind during power outages. For optimal comfort, the house features separate high-efficiency HVAC systems and Mitsubishi split systems. A heat ex changer system is also included, details of which can be found in the attached documents. Outside, the home is surrounded by sprawling exterior stone walls, adding to its curb appeal. There is a covered area at the rear of the home, perfect for kennels or future outdoor recreation space or hardscape. The private setting and ease of maintenance make this home a must-see. Located in the desirable southern Dutchess area, this home offers easy access to amenities and transportation. With just a 90-minute drive to NYC, you can enjoy the best of both worlds - a peaceful retreat and the excitement of the city within reach.
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Our Executive Mortgage Banker:
Our Insurance Division:
$799,000
Sales Associate
William Raveis Real Estate
Phone: 203.530.5399
Karen.Drullard@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.274.0501
Gerry.OBrian@raveis.com
NMLS Mortgage Loan Originator ID 223191
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,200 | $639,200 | $639,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $537 | $537 | $537 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,253 | $4,248 | $5,481 |
Total Monthly Payment | $4,882 | $4,877 | $6,110 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.