Motivated Seller! Discover your dream home where modern comfort meets timeless elegance. Step into a home with modern upgrades and classic charm. Stay cool with a brand new (2024) energy efficient air conditioning system. Newly installed (2024) rain gutters with a transferrable warranty for improved water management and home protection. Luxurious bathroom refresh with a brand new (2024) tub and toilet. New (2024), upgraded patio posts with anti-rot metal bases for enhanced durability. Newly installed (2024) garage door with energy efficient insulation and a transferrable warranty for added savings. The kitchen is a true centerpiece designed for both cooking and entertaining. Granite countertops give ample space for meal prep combined with timeless appeal. Beautiful backsplash adds elegance and a touch of refinement. Shaker style cabinets are functional, stylish, and perfect for any occasion. A spacious food pantry. Sleek tile flooring uniformly laid across the entire home offers easy maintenance and a cohesive look. Insulated laundry room combines practicality with added comfort. Bedrooms have spacious closets for ample storage. Solar panels provide eco-friendly living and significant energy savings. A transferrable warranty ensures continued benefits. Step through the sliding doors to find a perfect outdoor dining and relaxation spot. Enjoy fresh fruit from your own mango trees. Storage shed offers additional space for tools and outdoor essentials. Roof (2017) is built to last, offering robust protection. Septic tank has been recently (2024) emptied and serviced for hassle-free living. Water softener ensures superior water quality. No-flood insurance required. Schedule your viewing today and discover the charm and comfort of this exceptional residence!
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Our Executive Mortgage Banker:
Our Insurance Division:
$250,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $200,000 | $200,000 | $200,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $60 | $60 | $60 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,215 | $1,215 | $1,581 |
Total Monthly Payment | $1,350 | $1,350 | $1,716 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.