Househackers and investors, big price drop! Opportunity knocks with this unique North St. Petersburg property, featuring a fully renovated 3-bedroom, 1-bathroom main house in front and a charming duplex at the rear, each with 1 bedroom and 1 bathroom. Completely move-in ready, this is the ideal investment opportunity from Day 1. The main house welcomes you with its warm wood flooring, modern ceiling fans, and an updated kitchen complete with granite countertops and central AC. The spacious bedrooms provide ample room for comfort and convenience. Just steps away, the two-story duplex has been meticulously renovated in recent years, offering updated flooring, contemporary bathrooms, and refreshed kitchens—ensuring peace of mind for years to come. Ideally located just off I-275 and minutes from Downtown St. Pete, this property provides easy access for commuters, while being close to vibrant shopping, dining, and the area’s best beaches. Don’t miss your chance to invest in this prime location—schedule your showing today! Main house roof 2018, hvac & water heater 2014. Duplex roof age is approx 2018. Newer minisplits installed in both duplex units. Not in a flood zone!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.443% | 7.133% | 6.256% |
Monthly Tax Payment | $527 | $527 | $527 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,689 | $2,653 | $3,367 |
Total Monthly Payment | $3,291 | $3,255 | $3,969 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.