Welcome to this beautifully maintained 2-family home, thoughtfully built by a builder for a builder, ensuring quality craftsmanship and attention to detail throughout. Nestled on a picturesque 3-acre lot, this property offers the perfect balance of tranquility and convenience. The main level warmly greets you with a spacious living room, perfect for relaxing or entertaining, along with 2 generously sized bedrooms and a cozy office/guest bedroom for work or quiet moments. The bright eat-in kitchen, featuring ceramic tile floors, is ideal for casual gatherings. The hall bath, complete with ceramic tile flooring and a convenient laundry area, adds to the home's thoughtful design. Throughout, gleaming hardwood floors create a sense of warmth and timeless charm. Step outside to the inviting rocking chair front porch, where you can savor peaceful mornings and enjoy the serene beauty of your surroundings. Equally captivating, the upper unit offers 2 large bedrooms, a sun-drenched living room, and a delightful eat-in kitchen, all adorned with ceramic and gleaming hardwood floors. A full bath and a convenient laundry room add to the appeal. Step through sliding glass doors off the living room and onto a spacious deck your own private oasis, perfect for outdoor entertaining, dining under the stars, or simply relaxing in the tranquil setting. The home also includes a partially finished basement with a full bath, providing extra living space or abundant storage options. A backup generator offers peace of mind, and the spacious storage shed is perfect for housing tools, equipment, and outdoor essentials. Set in a serene, scenic location, this home is just moments from schools, shopping, fine dining, and historical sites. Enjoy the convenience of being close to the vibrant villages of Red Hook, Rhinebeck, and Millbrook, each with its own unique character and charm. Whether you're seeking a versatile living arrangement or a great investment opportunity, this well-crafted home offers endless possibilities in a truly desirable setting!
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Our Executive Mortgage Banker:
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$635,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $508,000 | $508,000 | $508,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.616% | 7.055% | 6.256% |
Monthly Tax Payment | $982 | $982 | $982 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,422 | $3,337 | $4,284 |
Total Monthly Payment | $4,496 | $4,411 | $5,358 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.