Don't let this one pass you by! Refreshed, semi-detached brick one family home in the Ditmars section of Astoria. This move in ready home includes an oversized private backyard with well manicured lawn- ready for your next BBQ! Private 8ft wide driveway offers off-street parking for multiple vehicles. The interior features two bedrooms, living room, eat in kitchen, updated full bath on the first floor and newly refinished hardwood floors. The lower level is finished and features full height ceilings, windows to the garden, and an additional bath + laundry room and storage. This space would work beautifully as a playroom, studio or home office and includes a private exit to the rear yard. The yard is your perfect private garden oasis, extremely sunny and surrounded by low rise buildings to the south, east and west. With low carrying costs and taxes at only ~$7300/year, monthlies are lower than many nearby condos. This home represents a wonderful opportunity to enter the Astoria market for a first time home buyer, those looking to downsize to one level living or a turn-key investment. Located off Ditmars Blvd, enjoy Astoria's eclectic restaurant culture, exciting nightlife, and opportunities for outdoor recreation, much of which is walkable from this home. This home doesn't require a large capital investment for renovations or updating after closing- move right in!
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$940,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $752,000 | $752,000 | $752,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.250% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.850% | 6.360% | 5.930% |
Monthly Tax Payment | $619 | $619 | $619 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,211 | $4,630 | $6,245 |
Total Monthly Payment | $4,922 | $5,341 | $6,956 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.