Discover the serenity of coastal living in this immaculate home nestled on Ridge Rd. on Cat Island. Located on a scenic tidal creek, this property is a nature lover's paradise. The open floor plan is bathed in natural light, with large windows showcasing panoramic views of the creek and surrounding marshlands. Modern amenities blend seamlessly with the charming, laid-back coastal vibe, creating a warm and inviting space. Step outside beyond the spacious screened porch to enjoy the expansive outdoor area, perfect for taking in the coastal breezes, or head down to the water to launch your kayak or paddleboard. Cat Island offers a peaceful, secluded environment while still being conveniently located only ten minutes to downtown Beaufort. This lightly lived in home comes complete with impact glass windows and doors (which can reduce your insurance costs!), a whole home generator that will run the HVAC in the case of a power outage, and a 2024 LG washer and dryer. Possibility to finish the room above the garage for additional private space. No dock possible with this property. Don't miss out on this unique opportunity! Club membership required for use of club amenities. This material is based upon information, which we consider reliable, but because it has been supplied by third parties, we cannot represent that it is accurate or complete, and it should not be relied upon as such.
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$1,070,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $856,000 | $856,000 | $856,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.625% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.304% | 6.762% | 6.725% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,411 | $5,481 | $7,457 |
Total Monthly Payment | $5,536 | $5,606 | $7,582 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.