Welcome to the desirable GATED community of STONERIDGE located in Flood Zone X! When you enter through the front door, you will walk upstairs to your 2nd floor unit with access in the foyer to your PRIVATE 1 CAR GARAGE. This charming 2BR 2BA condo is a CORNER UNIT with a peaceful pond in the rear of the building. There’s an abundance of natural light flowing through the spacious open concept layout in the living and dining areas perfect for cooking in the kitchen while engaging with family and friends. The stylish kitchen has vibrant granite countertops and a closet pantry. No more trips to the laundromat…. enjoy the convenience of a laundry room in the hallway. The primary bedroom retreat offers an ensuite bathroom with step-in shower and a generous sized walk-in closet! A unique feature is the screened balcony near the front of the unit where you can enjoy your morning beverage, grill a meal or unwind after a long day. This condo is the perfect blend of style and relaxation and would be ideal as a primary residence, 2nd home or add it to your investment portfolio! This is an excellent opportunity to own a condo in this prime location near Urfer Family Park with easy access to the beautiful beaches of Siesta Key, an array of restaurants and retail, Sarasota Memorial Hospital, golf clubs, I-75 and a short drive to St. Armand's Circle with its unique shops and cafes or downtown Sarasota to explore the many fine cuisines, art galleries and theater. It’s time to enjoy carefree living!!
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Our Executive Mortgage Banker:
Our Insurance Division:
$259,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $207,920 | $207,920 | $207,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $240 | $240 | $240 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,383 | $1,382 | $1,753 |
Total Monthly Payment | $1,698 | $1,697 | $2,068 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.