New Year, new home! Don't miss this opportunity to own an affordable Lakefront Pool Home sitting on nearly an acre and boasting some of the most stunning sunsets over Lake Hamilton! The expansive open kitchen, living, and dining area all provide lake views through numerous windows and French doors. A host's dream, the kitchen featuring not just one, but two dishwashers, a commercial-grade refrigerator/freezer, built-in cooktop, microwave, warming drawer, and a trash bin. Each spacious bedroom comes with an ensuite, complemented by a full bathroom near the pool and a powder room adjacent to the living area. The primary bedroom is a true retreat, with its octagonal shape, exquisite wood ceiling, walk-in closet, and a luxurious bathroom with a large multi-head shower. Primary bedroom offers access to both the pool and spa, as well as a private outdoor shower, perfect for pet washing. Two wine refrigerators in the utility room, conveniently located by the pool patio, ensure your guest's drinks remain chilled while all feel the day slip away enjoying the magnificent sunsets from the wrought iron fenced backyard. When the water beckons, take advantage of the new dock built in 2023, accommodating both boat parking and trips to waterfront dining. Additional comforting features bringing peace of mind, include roof replacement in 2022, updated Trane HVAC systems and ductwork in 2020, interior paint in 2022, new garage door 2022, septic drained and inspected in 2022, new pool pump in 2023, a timed irrigation system, elegant copper gutters, attic insulation, central vacuum system, 50-amp RV hookup, 2- 200 amp electrical panels for EV, along with the inclusion of both washers, dryer, and most existing furniture with the sale. Call today and allow me to help you obtain the opportunity to own this stunning lakeside property for the New Year!
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William Raveis Real Estate
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $540,000 | $540,000 | $540,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $820 | $820 | $820 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,638 | $3,589 | $4,554 |
Total Monthly Payment | $4,550 | $4,501 | $5,466 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.