This charming 1930's in-law apartment has been fully restored to its original beauty is being offered for rent in landlord occupied home. 15 minute walk to Market Square and is also on the new bike lane, trolley line and close to I-95. This 2-story apartment has a newly remodeled bathroom with tub/shower, bedroom and office alcove on the 2nd floor. The 2nd floor also has two bedroom closets for ample storage. The 1st floor features an updated kitchen with granite countertops, marble backsplash, new cabinets and appliances. The 1st floor also offers a dining area with built-in display cabinets and living room with fireplace. Both floors are newly refinished hardwood and have new windows throughout. This apartment has Central AC/Heat and cable wired for both floors. The full basement is dry and offers plenty of storage with private front load washer and front load gas dryer. Parking is located adjacent to private walkway/entrance that leads through a screened porch and into the kitchen. There are 2 private entrances. All utilities are included (heat, water, electric, water/sewer, cable and wifi). NO PETS, no smoking, single occupant preferred. Background and credit check required. Available 9/15, with the potential to move in sooner.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $2,240 | $2,240 | $2,240 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $15 | $15 | $19 |
Total Monthly Payment | $90 | $90 | $94 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.