Under contract-accepting backup offers. HIGH AND DRY! This charming 2 bedroom, 1 bath home sits on a corner lot in the deed-restricted Lake St. George community of Palm Harbor, offering a peaceful and well-maintained neighborhood with a variety of amenities. The exterior features mature shade trees, a sidewalk and driveway leading to a one-car garage, and a welcoming front porch, partially enclosed with a decorative white picket fence. Inside, the bright, open layout showcases light tile flooring and a neutral color scheme throughout, creating a fresh and airy feeling. The living room, with its vaulted ceilings and floor-to-ceiling windows, seamlessly flows into the eat-in kitchen and provides access to the partially fenced side and back yards. The kitchen offers ample space for a dining table, direct access to the garage and laundry, white cabinets and appliances, a stone-look subway tile backsplash, and a classic ceiling fan with lights. The primary bedroom includes a walk-in closet and an additional pocket-door closet, providing plenty of storage space. The bathroom is finished with tile flooring and walls, white cabinetry, and a bathtub and shower combo. The second bedroom features French door entry and a spacious closet with double pocket doors. As a resident, you'll enjoy community amenities such as a pool, playground, and tennis courts. For water lovers, the community offers motor-restricted access to a small, tranquil lake—perfect for kayaking, paddleboarding, or simply relaxing by the water. This home is ideal for those seeking a bright, open space in a community filled with outdoor amenities. Come see it for yourself today!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$297,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $237,600 | $237,600 | $237,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.616% | 7.055% | 6.256% |
Monthly Tax Payment | $384 | $384 | $384 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,601 | $1,561 | $2,004 |
Total Monthly Payment | $2,060 | $2,020 | $2,463 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.