Welcome to the gated coastal community of Mira Bay, where within lies a vibrant community offering various amenities and a true outdoor lifestyle. Within your own piece of paradise lies a SINGLE STORY – low maintenance, picturesque 3-bedroom, 2-bathroom villa with a lush landscaped front porch, where you will want to enjoy your morning coffee and greet your friendly neighbors. As you enter this open concept home you will see beautiful tray ceilings adorned with coastal planking and stylish tile flooring that leads throughout the enter house. This open style home boasts a kitchen with a large center island that is perfect for breakfast, hosting friends and families or perfect for conversation or entertainment. Features in this kitchen include granite countertops, white wood cabinets, a gorgeous backsplash and all stainless-steel appliances. The family room connects to the kitchen while its numerous windows bring in that beautiful Florida sunlight. From your living room one can step onto the screened in lanai with ample space and a partial view of the water. A large primary suite with tray ceiling leads into an en-suite bathroom with a generous master closet. Enjoy the large soaking tub or take solace in the extended counter space from the double sink vanity as you get ready before exploring all Apollo Beach has to offer. The two extra bedrooms are tucked away on the other side of the home providing their own privacy and comfort with a full bathroom that has a tiled shower/tub combination. A separate dining room and accompanying office provide additional options. A two-car garage is located at the back of the property. *** Roof 2022, A/C 2022, Hot Water Heater 2020, Community Paint will begin 2025. One of the main features of the home is the carefree landscaping that allows you to say goodbye to those weekend lawn chores and hello to spending your weekends lounging by the community pool or exploring the neighborhood The villa's proximity within Mira Bay provides easy access to the community's resort-style amenities, including a clubhouse, fitness center, and water sports facilities. With so many options for everyone from the outdoor enthusiast, fitness lover, or someone who enjoys a waterfront setting, Mira Bay offers all types of things to do for everyone. This community is the absolute premier, waterfront, boating community featuring a clubhouse with a cafe, full liquor license, fitness center, swimming pool, slide, clay tennis courts, basketball, parks, and playgrounds. A resort-style community that has a community clubhouse, resort-style Olympic swimming pool, 136 ft water slide, parks, 3 playgrounds, gym, cafe with a full liquor license, basketball courts, tennis courts, fitness center, 135-acre lagoon where you can rent kayaks and paddle away, and much more. Please call for a private tour! ***The HOA takes care of pest control, landscaping, watering of landscaping, roof, and painting of exterior every eight years.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $339,999 | $339,999 | $339,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 5.990% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.470% | 6.161% | 5.248% |
Monthly Tax Payment | $432 | $432 | $432 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,066 | $2,036 | $2,687 |
Total Monthly Payment | $2,573 | $2,543 | $3,194 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.