21427 Michigan AVENUE, Port Charlotte, FL, 33952 | $218,000

No damages or Flooding from the recent hurricanes. Move-in Ready!! Nestled on a spacious corner lot, this property reveals a cozy 2-bedroom, 1-bathroom home with a detached 25x20 metal garage/workshop. The back of the property is fenced, offering a secure and private haven. Upon entering, you find yourself in a comfortable living space seamlessly connected to the kitchen with modern appliances. The interior is bathed in natural light streaming through strategically placed double-pane windows, enhancing both energy efficiency and the inviting atmosphere. The two bedrooms provide cozy retreats with ample closet space, while the shared bathroom is adorned with a functional layout for maximum comfort and convenience.
Outdoors, a brief stroll takes you to the detached 25x20 metal garage/workshop—an ideal space for hobbies, DIY projects, or additional storage or parking. Its durable metal construction ensures a secure and weather-resistant environment for various activities.
The fenced back yard of property offers a private space for outdoor enjoyment, whether it's gardening, entertaining guests, or spending quality time with family and pets. Noteworthy features of the property per the owner include a newer roof installed in 2020, providing added durability and peace of mind. The electric panel was upgraded in 2021, enhancing the home's electrical infrastructure and a new Septic system in April 2022. Additionally, the property is equipped with solar power, contributing to energy efficiency and sustainability.

Features

  • Rooms: 6
  • Bedrooms: 2
  • Baths: 1 full
  • Lot Size: 80 x 125
  • Laundry: In Kitchen, Inside
  • Year Built: 1982
  • Garage: Oversized
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 988
  • Acreage: 0.23
  • Lot Size: 80 x 125
  • Est. Taxes: $2,152
  • Lot Desc: Corner Lot
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: C7487222
  • Days on Market: 192 days
  • Website: https://www.raveis.com
    /prop/C7487222/21427michiganavenue_portcharlotte_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/22/2024 8:47:09 PM)
Listing courtesy of BARNES & PHILLIPS REAL ESTATE   Phone: 941-743-4200

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

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Our Insurance Division:

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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

21427 Michigan AVENUE, Port Charlotte, FL, 33952

$218,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $174,400 $174,400 $174,400
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.456% 7.171% 6.276%
Monthly Tax Payment $179 $179 $179
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,175 $1,159 $1,471
Total Monthly Payment $1,429 $1,413 $1,725

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.