Charming Farmhouse with Modern Updates and Prime Location. Perched on a hill at the corner of Route 48 and Marys Road, this charming 1, 350 sq ft farmhouse blends timeless character with thoughtful modern updates. Renovated in the early 2000s, the home boasts new electric, two-zone heating, a home security system, and an upgraded septic system, providing both comfort and convenience. The versatile home/office layout offers plenty of space and charm. Step through the tree-covered front entryway into a generous living room or through the back entrance into the foyer/mudroom. The ground floor includes two inviting bedrooms/private offices, one of which has a working brick fireplace. An enclosed porch, powder room, and a full unfinished basement provides extra storage and endless future possibilities. Upstairs, the second-floor retreat shines with a vaulted cathedral ceiling and ambient cove lighting, creating a warm and inviting atmosphere. With its large open living space, a kitchenette, a bedroom, and a full bath, this is a perfect space for guests or additional living quarters. Outside, the back deck is the ideal spot to unwind, dine alfresco, and watch the sunset. Nestled in a prime location, you can easily walk to Mattituck High School, the charming shops and eateries on Love Lane, the local library, as well as the LIRR and Hampton Jitney for seamless travel. With its mix of privacy, modern features, and proximity to everything Mattituck has to offer, this farmhouse is a true gem for those seeking charm and convenience. Zoned RO - Residential Office.
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Our Executive Mortgage Banker:
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$699,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $559,200 | $559,200 | $559,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $522 | $522 | $522 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,767 | $3,717 | $4,716 |
Total Monthly Payment | $4,381 | $4,331 | $5,330 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.