X FLOOD ZONE, SALTWATER POOL, PAID FOR SOLAR, BLOCK HOME + One Car Garage!
This charming 2-bedroom, 1-bathroom, SALTWATER POOL residence offers a perfect blend of modern updates and classic comfort. Situated high and dry, this block home is in an X flood zone on Coquina Key. This block home ensures peace of mind no matter the weather. Enjoy the convenience of an oversized 1-car garage and the eco-friendly benefits of a fully paid for Solar Power System saving you on electric bills. This home has been updated with new windows, doors, and a modern AC system complete with new duct work. The kitchen and bathroom have been tastefully remodeled, featuring contemporary fixtures and finishes. Relax and enjoy cool breezes on the screened back porch or refresh and splash in your saltwater pool. The electrical panel and weather head have been upgraded for safety and efficiency, alongside a new hot water heater and Whole House Water Softener system. The yard is fully fenced and boasts raised garden beds ready for use, lemongrass, pineapples, Prickly pear, and dragon fruit. A storage shed with a shaded patio overlooking the crystal-clear pool. The large side yard with double gates has ample room for boats, RV’s and other toys. This move-in ready home is perfect for those looking for a low-maintenance lifestyle with all the modern conveniences. Close to DTSP, local parks including pickleball courts, friendly playgrounds, basketball courts, soccer fields, and all that this vibrant city has to offer. Whether you're a first-time buyer or looking to downsize, this property offers everything you need and more. Electric upgrades 2020/2021, Solar 2021, HVAC 2020, Windows/ doors 2016, Hot water heater 2020, Roof 2012, Pool pump 2021, Pool resurface 2023
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $340,000 | $340,000 | $340,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $70 | $70 | $70 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,066 | $2,066 | $2,687 |
Total Monthly Payment | $2,211 | $2,211 | $2,832 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.