CHAIN OF LAKES CANAL FRONTAGE! Introducing this stunning 3-bedroom, 2-bathroom pool home on nearly 1/4 acre in Saint Cloud—NO HOA! The extended driveway and 2-car garage offer ample parking. Inside, the bright living room flows seamlessly into the kitchen and dining areas, illuminated by natural light from large windows and a triple sliding glass door that opens to the back porch. The kitchen boasts matching stainless steel appliances, wooden cabinetry with crown molding, marble countertops, and a convenient serving bar for effortless entertaining. The master suite features its own sliding glass door for plenty of natural light and an en-suite bathroom with an oversized garden tub, a luxurious walk-in shower, and a double vanity. The second bathroom offers direct access to the pool deck for easy restroom use, minimizing mess when enjoying the pool. Two additional bedrooms mirror the home's bright, airy design. Step outside to the screened-in pool and patio area with ceiling fans for added comfort. Beyond, custom brick pavers lead to a built-in fireplace and outdoor shed, all within the privacy of a vinyl fence. The backyard also features canal access—perfect for boating, fishing, or simply enjoying the serene views. This home also comes equipped with a full-house generator, offering peace of mind and comfort during any power outage. This home is ideally located near schools, restaurants, entertainment, and more. Don't miss your chance to own this perfect blend of comfort and convenience!
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Our Executive Mortgage Banker:
Our Insurance Division:
$450,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $360,000 | $360,000 | $360,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $301 | $301 | $301 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,486 | $2,425 | $3,062 |
Total Monthly Payment | $2,862 | $2,801 | $3,438 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.