This adorable 3 bed / 2 bath cottage on a large . 86 wooded lot with a creek is beckoning you to step into peace and tranquility for your next address! The curb appeal on this lovely home invites you in to a cozy living room with hardwood floors and elegant wallpaper, lighting and fireplace. The open concept floor plan then flows into an eating area and kitchen with granite counters and bar seating. Step out onto the back deck to overlook the huge back yard bordered by woods and enjoy the quiet, the natural beauty and the privacy. The owners suite is on the main level and features a full bath with double sink vanity, ceramic tile floor and tub/shower. Upstairs you’ll find two generous sized bedroom with walk in closets and a large guest bath. Both bedrooms have doors that open into the attic space. From the main floor, take the steps down to the lower level to find a cozy den with gas log fireplace, a single car garage and a large storage room. The garage has a door leading out to the side yard where you can walk back to the detached one car garage in the back. The detached garage does have power so imagine the possibilities! Rockport is a quiet neighborhood with large lots and mostly custom built homes. This home is just over the line in Union county which enjoys lower taxes but yet it is only about a 15-17 minute drive to up-and-coming downtown Spartanburg or to the Hillcrest Shopping Center. This home is a must-see! Make sure to check out the virtual tour then don’t delay to schedule your private showing to see this lovely home for yourself.
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $212,000 | $212,000 | $212,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $66 | $66 | $66 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,410 | $1,409 | $1,788 |
Total Monthly Payment | $1,551 | $1,550 | $1,929 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.