MAINTENANCE FREE living in a beach community! A rare offering in Gulf Harbors. Welcome to this rare gated-community that also offers a private resident-only beach club. At a spacious 1740 SF, this split floor plan lives large with a giant family room opening to a spacious screened porch--recently updated with new shade and privacy window treatments. Built in 2006, this home has been beautifully maintained and professionally updated. The best part? This HOA includes membership to the Gulf Harbors Civic Association that includes access to a private beach and two private boat ramps and stress free maintenance of the exterior and landscaping. This home boasts an open floor plan with lots of natural light, high ceilings, and new vinyl plank flooring and new carpet. As you enter the living area you will be greeted by the tray ceilings, custom windows, and the triple pane sliding doors leading to screened-in and pavered outdoor living room. At the front of the home, you have 2 guest bedrooms with a hallway guest bath and large laundry room. The master bedroom in the back of the home boasts a walk-in closet and en suite bathroom with dual sinks, large walk-in L-shaped shower shower stall and separate toilet room. At the heart of the home, the kitchen has all new kitchen appliances, Corian countertops, a breakfast bar and a large walk-in pantry. The two car garage has a new hot water heater and extra hanging storage shelf. Plantation shutters dress the windows throughout. Located at the front of the neighborhood, you have easy access to US 19, Tampa International Airport, and downtown New Port Richey, Tampa and St Pete. Close proximity to beaches, shopping, restaurants, and parks. This turn-key Florida dream home is waiting for you!
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Our Executive Mortgage Banker:
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$385,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $308,000 | $308,000 | $308,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $232 | $232 | $232 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,127 | $2,075 | $2,620 |
Total Monthly Payment | $2,434 | $2,382 | $2,927 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.