Welcome to this stunning Gated Community 4-bedroom, 2-bath home nestled in a tranquil neighborhood. Spanning 1, 864 sq. ft. , this meticulously maintained property boasts upgraded roof insulation, ensuring year-round energy efficiency and comfort. Enjoy the privacy of no rear neighbors and the benefits of solar panels that contribute to low electricity costs.
Situated in a private gated community, this home offers fantastic amenities, including lawn care, TV, fast internet, a pool, tennis court, fitness center, and a clubhouse perfect for hosting birthday parties—all included in the HOA fee. For added peace of mind, a security camera system is also in place. This property allows for short-term rentals and is conveniently located just minutes from grocery stores, with many restaurants just steps away.
The home features a fenced yard and a spacious screened lanai, perfect for outdoor gatherings. The upgraded lanai includes a luxurious granite summer kitchen with granite tile flooring, ideal for entertaining. Enjoy the beautiful landscaping, which includes fruit-bearing trees such as avocado, mango, lemon, guava, and more.
Families will appreciate access to excellent schools, including Ridge High, and the proximity to hospitals. Enjoy shopping and dining at Posner Park, with easy access to I-4 for trips to Tampa's beautiful beaches or the magical Disney World in Orlando.
Ask about a potential assumable loan at a very low interest rate, which could lead to lower monthly payments compared to current market rates. Don’t miss this opportunity to own a beautifully upgraded home in a fantastic location!
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Our Executive Mortgage Banker:
Our Insurance Division:
$375,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $300,000 | $300,000 | $300,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $246 | $246 | $246 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,996 | $1,994 | $2,572 |
Total Monthly Payment | $2,317 | $2,315 | $2,893 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.