ABSOLUTELY NO DAMAGE FROM THE HURRICANES. Located in a NON-FLOOD ZONE and NON-EVACUATION ZONE. Welcome to this charming 3-bedroom, 2-bathroom home has a NEW ROOF installed in 2020! With NO HOA and NO CDD fees, this property gives you the flexibility to make it your own without any restrictions. This home is truly a blank canvas, perfect for adding your personal touch and style. The living spaces are light and bright, creating a warm and inviting atmosphere. The cozy kitchen is well-equipped with granite countertops, modern white cabinetry, and updated appliances. The spacious layout includes an indoor laundry area. The bedrooms are generously sized, offering comfort and plenty of natural light. Both bathrooms maintain their original charm, making this property ideal for someone who wants to customize and update it to suit their needs. Step outside into a private fenced backyard, perfect for entertaining, grilling, or simply enjoying Florida’s beautiful weather. Additionally, a covered carport offers protection for your vehicle, with a long driveway providing ample parking for guests. Located in a friendly neighborhood, this home offers easy access to downtown St. Petersburg, nearby parks, groceries, hospitals, schools, and entertainment. It’s also just a short drive to Florida’s famous Gulf Coast beaches. Don’t miss out on the opportunity to own a centrally located home with endless potential! Schedule a showing today and envision how you can transform this blank canvas into your dream space.
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Our Executive Mortgage Banker:
Our Insurance Division:
$400,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $320,000 | $320,000 | $320,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $61 | $61 | $61 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,129 | $2,102 | $2,699 |
Total Monthly Payment | $2,265 | $2,238 | $2,835 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.