Beautiful 2-bedroom, 2-bathroom condo in The Enclave at College Point. Conveniently located in this gated community with 1, 200 sqft of living space. A perfect Florida home or investment. Located on the top/3rd level easily sleeps 4-6 when using a sleeper sofa in living room. From the moment you enter the unit you will take note of the large kitchen featuring ample counter space and storage with easy access to the dining area and living room with vaulted ceiling and ceiling fan. The split bedroom plan allows for each bedroom to have their own private bathroom and the laundry area is conveniently located just off the kitchen with large storage closet. Enjoy your morning coffee or afternoon cocktail on the spacious screened balcony. This well maintained complex features several amenities including 2 heated pools, a BBQ - picnic area, billiards room, business center, Pet park, clubhouse, community room, community hot tub & gym. Enjoy the private assigned parking (surface) and easy walking distance to Publix, Walmart and more. Don't miss this exceptional opportunity! New AC unit installed in 2023 - move in ready to enjoy for the next set of snowbirds! No Flood insurance, No CDD and no City Tax along with low fees $900/quarterly that includes water makes this better than rent and a great investment.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $172,720 | $172,720 | $172,720 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $198 | $198 | $198 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,164 | $1,148 | $1,457 |
Total Monthly Payment | $1,437 | $1,421 | $1,730 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.