High and dry, second-floor corner unit with NO STORM DAMAGE, Huge Price improvement! Below comps in a perfect waterfront community.
Welcome to Bermuda Bay, sometimes referred to as Hidden Beach! Indulge in the epitome of coastal living with this meticulously kept TOP CORNER one-bedroom, one-bath condo nestled within the secure confines of a gated community. Being just steps to the private beach from your front door, embrace the allure of seaside serenity and urban convenience, as this exquisite residence boasts unrivaled proximity to pristine beaches and the vibrant pulse of downtown life. As you enter this cozy and coastal unit you instantly notice the beachy decor (all furnishings negotiable), well-maintained condition, and updates including a newer HVAC (2022), new ceramic flooring, updated bath, and turn-key for you or your seasonal renters (30-day rental minimum). This condo offers captivating views of the lush surroundings and a great dose of mature landscape and courtyard, only steps to Boca Ciega Bay's glistening water and private community beach. Watch the sunset and dolphins each evening while sipping your favorite beverage and prepare to be enchanted by the allure of resort-style living, with exclusive access to a private beach mere steps from your doorstep. Dive into leisure with a plethora of amenities at your disposal, including not one, but two sparkling pools, a rejuvenating hot tub, and recreational offerings such as tennis courts (pickleball), racquetball, and shuffleboard. Nature enthusiasts will rejoice in the abundance of outdoor pursuits, with easy access to nearby trails including the famed Pinellas Trail, perfect for cycling, jogging, or leisurely strolls amidst breathtaking scenery. For moments of tranquility, retreat to the verdant park within the community, where lush greenery and serene ambiance await. Or take your favorite beverage to one of the three Tiki's on the beautiful private beach. Experience the luxury of living like you’re on vacation every day, as this exceptional condo offers a harmonious blend of coastal charm, urban convenience, and resort-style amenities, promising a lifestyle of unparalleled bliss and relaxation. Welcome home to your oasis of coastal splendor. Located 10 min from downtown St. Pete, 10 min from St Pete Beach, 20 min to PIE, and less than 30 min to TAMPA International, a supreme location without the congestion of a tourist community. This furnished one-bed condo has luxury vinyl floors, solid surface counters, coastal decor, and ceiling fans.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $171,920 | $171,920 | $171,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $261 | $261 | $261 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,187 | $1,158 | $1,462 |
Total Monthly Payment | $1,523 | $1,494 | $1,798 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.