|
4205 W Picnic LANE, Homosassa, FL, 34446 | $325,000
DREAMS DO COME TRUE, 100% USDA Financing Eligible Property! Welcome to this AFFORDABLE Contemporary Style Home on ALMOST 1 ACRE with 3 Bedrooms, 2 Baths, and a 24x20 enclosed workshop!! Home features include ceramic tile in all main rooms with carpets just in the bedrooms, vaulted ceilings in the main areas, split bedroom plan, primary suite with walk-in closet and large walk-in shower, Stainless steel kitchen appliances, front and rear covered patios, 2 car attached garage with door opener, concrete block construction, fully fenced with an electric gate, and so much more. Recent updates include NEW well pump 2021, NEW well tank 2022, Exterior paint 2020, Inside paint 2023, NEW Water Heater and Microwave in 2024, Larger Kitchen sink and new faucet in 2022. Affordable home on well and septic for no water bills, NO HOA or deed restrictions, Non-flood zone (X) so no flood insurance required. The 24x20 enclosed metal workshop is on a concrete foundation and has electric and water, there is also an attached 15x20 concrete pad with a carport roof for RV or Boat parking. The little ones in the family will LOVE the TREEHOUSE which has a window a/c unit. Other exterior features include the heavily treed lot which offers loads of privacy, raised garden beds with irrigation and timers, and the rear porch has a sun shade and overlooks the garden and treed view, you can watch the birds and squirrels play in the bird bath and feeder! TERRIFIC Location on a quiet and peaceful paved dead end street is just minutes to the Suncoast Parkway Toll Road, less than an hour to Tampa International Airport, just 5 minutes to the Walmart, within 15 minutes to Hobby Lobby, Target, and Aldi. Quick and easy access to fishing, boating, kayaking in the Gulf or any of the seven rivers nearby. Also quick and easy access to the Suncoast Trail to walk or ride bikes. There are many outdoor activities, restaurants, and shops along the Nature Coast as well. THIS ONE IS A KEEPER, CALL TODAY FOR YOUR PRIVATE TOUR!
Features
- Rooms: 6
- Bedrooms: 3
- Baths: 2 full
- Lot Size: 230 x 190
- Laundry: In Garage
- Style: Contemporary
- Year Built: 2005
- Garage: 2-car Garage Door Opener, Oversized
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 1,309
- Acreage: 0.89
- Lot Size: 230 x 190
- Est. Taxes: $956
- Lot Desc: In County, Level, Oversized Lot
- View: Trees/Woods
- Appliances: Dishwasher, Microwave, Range, Refrigerator
- MLS#: TB8302975
- Days on Market: 6 days
- Website: https://www.raveis.com
/prop/TB8302975/4205wpicniclane_homosassa_fl?source=qrflyer
Listing courtesy of Re/max Realty Unlimited Phone: 813-684-0016
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
4205 W Picnic LANE, Homosassa, FL, 34446
$325,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $260,000 | $260,000 | $260,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
| Monthly Tax Payment | $80 | $80 | $80 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,580 | $1,580 | $2,055 |
| Total Monthly Payment | $1,735 | $1,735 | $2,210 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388