Back on the market due to buyer default. Inspection and 4-point inspection are clear. Welcome to this spacious 5-bedroom, 3-bathroom house located at 11805 Carmen Avenue in the charming town of Dade City, FL 33525. This property offers a comfortable living space spanning 2, 302 sqft, with convenient amenities that cater to a diverse range of lifestyles. As you step inside, you'll be greeted by beautiful cherry kitchen cabinets, a large kitchen island, an indoor laundry room, a family room, and a dining room perfect for gatherings. French doors lead out to the lanai, where you can enjoy the view of your caged in-ground pool and the expansive back yard. The roof was recently replaced in 2019, and updates include a new hot water heater in 2018, new AC in 2020 with new duct work and insulation replaced in 2024, new dishwasher in 2024, and new vinyl luxury flooring in 2022. The pool system has been well-maintained, with recent upgrades including a new mother board and cell in 2021, along with solar lights around the pool cage added in 2021. For added security, an ADT system is in place, and a large shed provides additional storage space. Dade City is a town full of rich history and community spirit. The area offers a nostalgic ambiance with well-preserved historic buildings and a bustling antique shopping scene. Enjoy cultural festivals like the Kumquat Festival and explore the beautiful parks and natural surroundings that make Dade City a haven for outdoor enthusiasts. The local cuisine scene boasts a mix of Southern and international flavors, and the proximity to major cities like Tampa and Orlando ensures easy access to urban amenities. The Hugh Embry Library and quality local schools cater to educational needs, while the historic Pasco County Courthouse stands as a prominent landmark. Dade City's friendly climate allows for year-round outdoor activities, adding to the appeal of this picturesque town. Don't miss the opportunity to make this property your home in the heart of Dade City, where history, community, and natural beauty come together to create a truly unique living experience. Schedule your viewing today and embrace the warmth and charm of Dade City living.
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,200 | $319,200 | $319,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.160% |
Monthly Tax Payment | $444 | $444 | $444 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,124 | $2,097 | $2,672 |
Total Monthly Payment | $2,643 | $2,616 | $3,191 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.