HIGH AND DRY!!!! NO WATER INSIDE THE HOME DURING EITHER HURRICANE!! FLOOD ZONE X!! Welcome to your perfect Saint Petersburg oasis! This meticulously maintained 3-bedroom, 2-bathroom home offers an exceptional blend of comfort and convenience, just 5 minutes from the vibrant downtown area and a short 20-minute drive to the sun-soaked beaches. Step inside to discover a thoughtfully designed layout that maximizes space and natural light. The primary bedroom is a true retreat, featuring vaulted ceilings and skylights that bathe the room in an abundance of natural light, creating a serene and airy atmosphere. The home’s other bedrooms are equally inviting, providing ample space and privacy. The open-concept living area flows seamlessly into a beautifully maintained kitchen, making it ideal for both everyday living and entertaining. A highlight of this property is the included hot tub, perfect for relaxing after a long day or enjoying a soothing soak under the stars. Not only does this home offer a fantastic living experience, but it also boasts a prime location that keeps you connected to the best of Saint Petersburg. Enjoy the cultural and culinary delights of downtown, with its eclectic mix of shops, restaurants, and entertainment options. When it’s time to hit the beach, you’ll appreciate the quick 20-minute drive to some of Florida’s most beautiful sandy shores. One of the key features of this property is its location outside of flood zones, providing peace of mind and added security. The home is not only well-cared-for but also positioned in a neighborhood that reflects the charm and convenience of Saint Petersburg living. Don’t miss this opportunity to own a well-cared-for gem in a prime location with a hot tub included. Schedule your visit today and experience all the wonderful features this home has to offer! Furnishings negotiable.
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Our Executive Mortgage Banker:
Our Insurance Division:
$400,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $320,000 | $320,000 | $320,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $262 | $262 | $262 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,129 | $2,127 | $2,744 |
Total Monthly Payment | $2,466 | $2,464 | $3,081 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.