Under contract-accepting backup offers. X FLOOD ZONE, PROPERTY STAYED DRY WITH BOTH HURRICANE HELENE AND MILTON. OPPORTUNITY KNOCKS WITH THIS FIRST FLOOR unit in the sought after active 55+ community of On Top of the World! This lovely 2 bed/2 bath unit is ready for its next owners to make their very own. Enjoy your golf course views as you appreciate all that this community has to offer! As you step inside you will appreciate the openness of the space with the oversized living/dining room combination. This large area will be ideal for entertaining. The bonus room off the back offers you access to your rear covered patio overlooking the golf course. Enjoy the serenity of your surroundings from this space any time of the day. The kitchen has ample cabinetry and space for a small table. Laminate flooring throughout the unit. The primary suite is off the back and is a generous size with great wall closet space and you have a private ensuite bathroom as well. Off the hall is the second full bath and the second bedroom is also a good size with a wall closet. There are plenty of storage closets throughout this condo, which is a nice bonus. On Top of the World offers so many wonderful activities for its owners. Enjoy the clubhouse, pools, shuffleboard, tennis, golf and so much more. Centrally located close to shops, restaurants, US Hwy 19 and the beaches, you will not want to wait to make this unit your next home. HOA fee includes everything but your electric! Come and see this great condo today!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $156,000 | $156,000 | $156,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.616% | 7.055% | 6.256% |
Monthly Tax Payment | $41 | $41 | $41 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,051 | $1,025 | $1,316 |
Total Monthly Payment | $1,167 | $1,141 | $1,432 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.