Welcome to this Custom-Built Mediterranean Style Home Located on a Large . 94 Acre Lot. Village at Spirit Lake is a Gated Lake Access Community Offering a Private Boat Ramp to Spirit Lake. The Exterior Offers all Newer Double Pane Insulated Windows, Large Pavered Driveway, Concrete Tile Roof, Private Pool and a Large 45' x 20' Detached Garage Featuring a 1/2 Bath and a 18' x 9' Automatic Door and Fenced Backyard. This Detached Garage is Perfect for Storing your Boat, Camper, Antique Car, Workshop and more! The Home Offers 4BR/3BA + Office + Large Game / Bonus Room and Balcony with Lake View. The Interior Offers High Ceilings throughout, Beautiful Crown Moldings & Custom Millwork, 8' Solid Core Doors & Hardwood Flooring. The Gourmet Kitchen has been Fully Renovated to include Custom Wood Cabinetry, Granite Countertops, 6 Burner Gas Cooktop, Wall Mounted Pot Filler, Double Built-In Ovens, Built-In Microwave, Kitchen Aid Stainless Steel Appliances, Tiled Backsplash and more. An Open Concept Plan for Entertaining, the Family Room Features a Gas Fireplace & Built-In Shelving. The Master Suite is Large, Offers Two Walk In Closets with Custom Closet Built-Ins. The Master Bath Offers Renovated Custom Vanities, All Wood Cabinetry, Granite Countertops, Jetted Jacuzzi Tub and more! The Secondary Bedrooms are Larger than Average, #2 & #3 Offer Large Closets with Custom Built-In Organizers. You'll Make Many Great Memories Spending Family Time in the Large Bonus / Game Room with Balcony and Lake View. Additional Features Include Cul de Sac Location, Built In Vacuum System and a Private Well for your Irrigation. Recent Updates Include: Double Pane Insulated Windows throughout, AC Systems were replaced in '18, 8' Solid Core Interior Doors, Renovated Kichen & Master Bathroom, Resurfaced Pool. Village at Spirit Lake also offers a Clubhouse, Community Pool, Basketball, Tennis, Pickleball and Private Boat Ramp. Come Experience all that Central Florida has to Offer: Numerous Lakes, Nature Trails, Golf Courses, Public Parks, LegoLand, Disney Parks and more!!
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Our Executive Mortgage Banker:
Our Insurance Division:
$965,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $772,000 | $772,000 | $772,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.443% | 6.246% | 6.201% |
Monthly Tax Payment | $425 | $425 | $425 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,691 | $4,691 | $6,515 |
Total Monthly Payment | $5,208 | $5,208 | $7,032 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.