Fantastic opportunity to own a non-HOA, single family home in Travelers Rest! At just over half an acre, this 1, 617 sq ft home is in need of a cosmetic renovation and will be sold AS-IS. The property could be purchased by an investor as a renovation project to flip or hold/rent or by an individual who has some DIY skills and plans on making the property their primary residence. The house is located exactly one mile from Heritage Elementary and Northwest Middle School, and 3. 5 miles from Travelers Rest High School, keeping your school commute incredibly short for children of any age. The home previously had a garage that was enclosed and converted to an extra family room (creating the additional sq footage vs what's normally seen with this model), and could easily be switched back to a two-car garage. The home has two full bathrooms as well, as opposed to one full and one half. The house does have some elements that could be salvaged in a renovation, including a newer water heater, new fridge, laminate flooring in the primary bedroom, a stand-up shower in the primary bathroom, and a full tub in the hallway bathroom that's in good condition. Located just 15 minutes from a handful of South Carolina's northern state parks and 5 minutes from the start of the Swamp Rabbit Trail, the property would be perfect for outdoor enthusiasts! Reach out today for your private showing!
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William Raveis Mortgage, LLC
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Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $191,200 | $191,200 | $191,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $34 | $34 | $34 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,162 | $1,162 | $1,511 |
Total Monthly Payment | $1,271 | $1,271 | $1,620 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.