Welcome to this lovingly cared for 2-bedroom, 2-bathroom condo in the active 55+ community of On Top of the World. This 1, 100 sq. ft. 3rd-floor unit offers elevator access and no neighbors above. The light-filled living room features a large picture window, plush carpeting, storm door, and neutral tones, providing a bright and welcoming space. The formal dining room offers an elegant place to entertain for the holidays and can easily accommodate seating for 6+ guests. The eat-in kitchen features white cabinetry, ceramic tile flooring, a ceiling fan, and all major appliances: oven, dishwasher, microwave, and refrigerator. The kitchen is open to a Florida room/flex space, which offers large picturesque windows, plush carpeting, extra closet/storage space, and is accessible from both the kitchen and the primary bedroom. The primary bedroom is spacious enough for a king-sized bed, with double built-in closets, neutral paint, a ceiling fan, and plush carpeting. It also includes an en-suite bathroom with a walk-in shower for ease of accessibility. The second bedroom is also generously sized with a built-in closet, ceiling fan, and carpeting. The secondary bathroom is light and bright and features a tub-shower combination. On Top of the World offers a range of amenities including a large community pool, clubhouse with various clubs and activities, a state-of-the-art fitness center, billiards room, and café to grab lunch with some new friends! Outdoor amenities include tennis, pickleball, shuffleboard and an outdoor entertainment area with community BBQs and kitchen. Let’s not forget about the GOLF! The On Top of The World Golf course has TWO courses – one 18-Hole and one 9-Hole course. Approved Resident Owners with updated valid Activity Card play FREE and offers Men’s, Women’s, and Mixed leagues. Located in Clearwater, this home offers convenient access to shopping, fine dining, beaches and cultural attractions, all within a well-maintained, secure community! Schedule your showing today!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $118,320 | $118,320 | $118,320 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $156 | $156 | $156 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $797 | $786 | $998 |
Total Monthly Payment | $1,028 | $1,017 | $1,229 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.