Experience the ultimate in resort-style living with this fully-furnished, turnkey 2-bedroom plus den, 2-bathroom end-unit Colonade at the Terraces in sought-after Heritage Bay. Perfect for the active and social homeowner, this vibrant property offers unparalleled amenities including golf, tennis, and pickleball - all included with your purchase. Unwind on the screened lanai, where stunning panoramic views of the lake, golf course and lush preserve create the perfect backdrop for relaxation. Enjoy the added peace of mind with Storm Smart hurricane screens that feature remote control operation. Inside, the space is bright and inviting, featuring fresh paint, plantation shutters, and updated lighting and ceiling fans. The kitchen has been upgraded with sleek white cabinets, new hardware, and convenient pull-out shelves. The granite countertops are both elegant and practical. New COREtec flooring enhances the bedrooms and den, while customized closets and updated bathroom cabinets add a touch of modern sophistication. Virtually all furnishings and decor are brand new, including a luxurious king-sized mattress in the primary bedroom and a queen-sized sleeper sofa in the den. With a nearby storage unit, elevator access, and assigned covered parking just outside, convenience is at your doorstep. Plus, you're just steps away from one of five satellite pools! Heritage Bay has recently undergone a $10 million enhancement project, elevating its offerings of 27 holes of golf, 7 tennis courts, 2 pickleball courts, and a state-of-the art staffed fitness center. The Club has transformed into a true resort destination with a new beach entry pool, 3 bocce courts, an outdoor Cabana featuring full dining options, and an expanded Grille Room. This isn't just a home - it's a lifestyle upgrade for those who love to live life to the fullest!
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Our Executive Mortgage Banker:
Our Insurance Division:
$500,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $400,000 | $400,000 | $400,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.616% | 7.055% | 6.256% |
Monthly Tax Payment | $243 | $243 | $243 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,695 | $2,628 | $3,373 |
Total Monthly Payment | $3,030 | $2,963 | $3,708 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.