Welcome home to this charming 3 bedroom, 2 bath single family home. This home is nestled on . 50 of an acre offering wooded & lagoon views, privacy & a sense of community. The convenient one-level living, open concept home was completely renovated in 2020 to include NEW ROOF, NEW HVAC, NEW WATER HEATER, NEW SOFT CLOSE CABINETS, NEW LUXURY VINYL PLANK FLOORS, NEW GRANITE COUNTERTOPS, NEW DOORS & WINDOWS, NEW BLINDS THROUGHOUT and a full size laundry room. The adorable kitchen is adorned by stainless steel appliances that shine against the backdrop of granite countertops with modern cabinets and fixtures. There is a 10x20 open air veranda deck in the backyard adorned with mature trees providing a serene wooded retreat & creating a picturesque backdrop for R&R or entertaining family and friends. This home has been extremely well kept, loved and is in excellent condition. Grove Pointe is a 38-acre community on the Island of St. Helena, with approximately 56 homes overlooking small lagoons or deep wooded lots. It's a nature lover's paradise, come be a part of it and see for yourself! Conveniently located near restaurants, historical Penn Center, Hunting Island State Park beach, and minutes away from historic downtown Beaufort~
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Our Executive Mortgage Banker:
Our Insurance Division:
$330,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $264,000 | $264,000 | $264,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $310 | $310 | $310 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,823 | $1,779 | $2,246 |
Total Monthly Payment | $2,208 | $2,164 | $2,631 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.