Upon driving up to this delightful home, you will be sure to notice the large corner lot and private cul-de-sac. This 3 bedroom, 2 bath, true-split residence is full of charm and character. You will love the wood floors, cove ceilings, and abundance of natural light shining through the newer double-paned windows. The generously-sized primary bedroom features an amazing walk-in closet with custom shelving, and ensuite bathroom with a soaker tub and dual sinks. On the opposite side of the home you will find the two other bedrooms and second bath. The kitchen is well-placed, allowing you to be a part of either the living room or family room, and features granite countertops and solid wood cabinets. The spacious family room is perfect to entertain in and allows access to the rear pavered porch through French doors. You will enjoy the enormity of the screened back porch, which is large enough to accommodate both dining and sitting areas. The insulated ceiling panel and ceiling fan allow you to stay comfortable during our hot summers. The sizable, fenced and landscaped backyard features a working hot tub, a shed for your yard tools, and a custom grill gazebo that allows you to continue the barbecuing even if it rains! The home is centrally located to downtown St. Pete, Tampa, and beaches. Make an appointment to see this remarkable home today! To note: Home is in a non-flood zone and non-evacuation zone. It is priced to sell at less than appraised value! Also: HVAC 2020 with NEST thermostat, newer windows/doors, fruit trees (mango and loquat)
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $320,000 | $320,000 | $320,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $228 | $228 | $228 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,129 | $2,102 | $2,699 |
Total Monthly Payment | $2,432 | $2,405 | $3,002 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.