180 Altoona STREET NW, Port Charlotte, FL, 33948 | $233,000

We are offering a 1-year extended home warranty for the buyer's peace of mind! Additionally the vinyl fencing will be fortified and replaced for a new buyer!

Welcome to this 2-bedroom, 2-bathroom home with an oversized 1-car garage, perfectly situated on a spacious 1/3-acre lot. This property features an open floor plan, with an updated kitchen that is equipped with recessed lighting, granite countertops, solid wood cabinets, a tile backsplash, a breakfast bar, and a generous pantry. Recent updates in the past five years include a new roof, new AC system, re-piping, new electrical panel, new water heater, full interior and exterior repainting, and refreshed landscaping, ensuring the home is move-in ready. The living room has new luxury vinyl flooring and sliding glass doors leading to a screened lanai and a large backyard. The primary suite features tile flooring, two closets, and a private bath with a shower/tub combo. This home also comes with a one car oversized garage, hurricane shutters, and a newer shed giving you plenty of space for storage. Located just a few streets from the Spring Lake Park public boat ramp, this home offers convenient access to the Gulf, making it a dream for boating enthusiasts.

Features

  • Rooms: 4
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 108 x 125
  • Laundry: In Garage
  • Year Built: 1972
  • Garage: 1-car Oversized
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,223
  • Acreage: 0.33
  • Lot Size: 108 x 125
  • Est. Taxes: $3,423
  • Lot Desc: Corner Lot, Oversized Lot
  • Elem. School: Meadow Park Elementary
  • Middle School: Murdock Middle
  • High School: Port Charlotte High
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer
  • MLS#: U8251232
  • Days on Market: 139 days
  • Website: https://www.raveis.com
    /prop/U8251232/180altoonastreetnw_portcharlotte_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/22/2024 11:02:31 PM)
Listing courtesy of COLDWELL BANKER REALTY   Phone: 727-360-6927

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

180 Altoona STREET NW, Port Charlotte, FL, 33948

$233,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $186,400 $186,400 $186,400
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.456% 7.171% 6.276%
Monthly Tax Payment $285 $285 $285
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,256 $1,239 $1,572
Total Monthly Payment $1,616 $1,599 $1,932

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.