YOUR DREAM SOUTH TAMPA OASIS AWAITS - NO CDD OR HOA FEES: Embrace an unparalleled opportunity to own a gem in the quiet, friendly, and highly desirable neighborhood of Gandy Gardens. Immerse yourself in the warmth and charm of this delightful South Tampa abode, designed to encourage moments that turn into lifelong memories. Sprawling over 1, 172 sq. ft. , this vibrant 3-bedroom, 2-bath sanctuary is the epitome of comfort and style, making it an ideal setting for new beginnings or a tranquil retreat for your golden years. At the core of this enchanting home, you'll find a kitchen that truly is the heart of the home, seamlessly connected to the dining area - creating an inviting space for meals and gatherings. The Master Suite is a haven of tranquility, bathed in natural light and ample space to accommodate a king-sized bedroom set, and complemented by an ensuite that provides both privacy and convenience with hallway access. The secondary bedrooms are cheerful and bright and offer generous accommodations. Venture into the living area, where a generous walk-in closet meets your storage needs, a full guest bath embraces functionality, and sliding doors reveal the spectacle of a spacious, fenced yard adorned with a 10’ x 10’ paver patio, pergola, and mature landscaping - a sanctuary for leisure and celebration. With the inclusion of a laundry room and a screened-in carport, this one-story marvel with tile flooring throughout, is meticulously designed for both entertaining and life's everyday moments. A re-pipe of the whole home water system has recently been completed. Positioned at the heart of convenience, yet a world away from the hustle and bustle, this home is a stone's throw from MacDill AFB and the vibrant pulse of downtown Tampa. Education, healthcare, shopping, dining, entertainment, and access to three international airports are just around the corner. Offering an unbeatable blend of lifestyle and location, this home is a testament to the joy of living. Witness the allure of this South Tampa treasure - your perfect starter home or peaceful haven awaits.
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Our Executive Mortgage Banker:
Our Insurance Division:
$354,990
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $283,992 | $283,992 | $283,992 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $224 | $224 | $224 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,726 | $1,726 | $2,244 |
Total Monthly Payment | $2,025 | $2,025 | $2,543 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.