Welcome to 23526 Pine Lake St, a beautifully maintained 3-bedroom, 2-bathroom single-family POOL home nestled in the serene and highly desirable community of Lake Padgett in Land O' Lakes, FL. With 1, 690 sq ft of thoughtfully designed living space, this home offers a perfect blend of modern convenience and comfortable living. Step into the heart of the home—a huge kitchen outfitted with sleek stainless steel appliances, elegant granite countertops, and plenty of cabinet space. Whether you're hosting gatherings or enjoying a quiet meal at home, the open layout seamlessly connects the kitchen to the living and dining areas, making it perfect for entertaining. The dining room has a barn door providing you the ability to make this space your own as an office or children's play room. The master suite provides a private retreat with a well-appointed en-suite bathroom and direct access to the salt-water pool, while the additional two bedrooms offers generous space for family or guests. The entire home has been meticulously maintained and features paid off solar panels, ensuring it's move-in ready for its next owner. The backyard has a screened in salt water pool and has plenty of yard space for outdoor enthusiasts. Have outdoor toys? No Problem! There is a double gate that leads into the backyard that you can have the freedom and flexibility to use the space as you wish. Piece of mind also comes with this home with a new roof, A/C replaced in 2021, and the water heater replaced in 2018. Outside, enjoy the tranquility of Land O' Lakes living with its beautiful natural surroundings. Your Lake Padgett community center features a large swimming pool, basketball courts, tennis courts, fitness center, playground and much more, all for only $52 a month. Situated close to lakes, parks, and recreational areas, this home is also conveniently near local dining, shopping, and major roadways. This charming residence offers the perfect combination of suburban serenity and modern amenities—schedule your private showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$479,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $383,920 | $383,920 | $383,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.412% |
Monthly Tax Payment | $115 | $115 | $115 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,619 | $2,552 | $3,266 |
Total Monthly Payment | $2,808 | $2,741 | $3,455 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.