Under contract-accepting backup offers. A Boater's Dream- Get a Century 19 feet Bay Boat INCLUDED with a Full price contract !Island waterfront affordable living in an updated relaxing coastal setting. Updates include, impact sliding doors and windows with shades, new kitchen with quartz countertops, water softener, updated walk in bath (master with bidet) , tile flooring, newer AC ( 2 years plus ) with transferable warranty. For your convenience and comfort, the master bedroom has Tempur-Pedic cool gel bedding and custom-built cabinetry. The location is a boater’s dream where spending every day on the water is a reality from the optimal docks featuring water and electricity for up to 34-foot vessels on deep sailboat or powerboat accessible waters, available for a yearly fee on a first come basis. The amenity-rich community includes four heated pools, tennis and pickleball courts, a spacious fitness center & sauna, mini-golf, kayaks, paddleboard and bike storage, lounge and on-site HOA management. Residents enjoy the privilege of a private gated beach pavilion on the gulf with parking, beach chair storage, restrooms and showers. Experience maintenance-free, coastal living at its finest in this lovely spacious residence with easy access to St. Armands Circle's for shopping and dining as well as a short ride over the bridge to the Sarasota/Bradenton International Airport or to enjoy downtown Sarasota's Bayfront marina and park, cultural and theater venues, and downtown's lively city vibe.
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Our Executive Mortgage Banker:
Our Insurance Division:
$549,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $439,200 | $439,200 | $439,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $313 | $313 | $313 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,922 | $2,919 | $3,766 |
Total Monthly Payment | $3,326 | $3,323 | $4,170 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.