4390 Exeter DRIVE, #I303, Longboat Key, FL, 34228 | $549,000

A Boater's Dream- Get a Century 19 feet Bay Boat INCLUDED with a Full price contract !Island waterfront affordable living in an updated relaxing coastal setting. Updates include, impact sliding doors and windows with shades, new kitchen with quartz countertops, water softener, updated walk in bath (master with bidet) , tile flooring, newer AC ( 2 years plus ) with transferable warranty. For your convenience and comfort, the master bedroom has Tempur-Pedic cool gel bedding and custom-built cabinetry. The location is a boater’s dream where spending every day on the water is a reality from the optimal docks featuring water and electricity for up to 34-foot vessels on deep sailboat or powerboat accessible waters, available for a yearly fee on a first come basis. The amenity-rich community includes four heated pools, tennis and pickleball courts, a spacious fitness center & sauna, mini-golf, kayaks, paddleboard and bike storage, lounge and on-site HOA management. Residents enjoy the privilege of a private gated beach pavilion on the gulf with parking, beach chair storage, restrooms and showers. Experience maintenance-free, coastal living at its finest in this lovely spacious residence with easy access to St. Armands Circle's for shopping and dining as well as a short ride over the bridge to the Sarasota/Bradenton International Airport or to enjoy downtown Sarasota's Bayfront marina and park, cultural and theater venues, and downtown's lively city vibe.

Features

  • Elevator: Y
  • Heating: Central, Electric
  • Cooling: Central Air
  • Levels: 3
  • Amenities: Cable TV, Clubhouse, Elevator(s), Fitness Center, Gated, Laundry, Maintenance, Optional Additional Fees, Pickleball Court(s), Pool, Recreation Facilities, Sauna, Storage, Tennis Court(s), Vehicle Restrictions
  • Rooms: 5
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Laundry Room, Outside
  • Complex: LONGBOAT HARBOUR
  • Year Built: 1970
  • Approx Sq. Feet: 1,152
  • Est. Taxes: $3,750
  • Condo Fee: $1,353 Monthly
  • Lot Desc: FloodZone, City Lot
  • View: Water
  • Pet Policy: No
  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • MLS#: A4622925
  • Days on Market: 52 days
  • Website: https://www.raveis.com
    /prop/A4622925/4390exeterdrive_longboatkey_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/9/2024 11:47:10 AM)
Listing courtesy of MICHAEL SAUNDERS & COMPANY   Phone: 941-383-7591

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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4390 Exeter DRIVE, #I303, Longboat Key, FL, 34228

$549,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $439,200 $439,200 $439,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.875% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.551% 7.042% 6.160%
Monthly Tax Payment $313 $313 $313
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,922 $2,885 $3,704
Total Monthly Payment $3,326 $3,289 $4,108

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.