MOTIVATED SELLER! Bring all offers! Welcome to this charming 2-bedroom, 1-bathroom home located in the desirable community of Tomoka Meadows. With a low HOA that covers water, sewer, trash, lawn care, and offers access to an array of amenities, including a refreshing community pool, clubhouse, tennis courts, and basketball courts, this property is perfect for first-time homebuyers, those looking to downsize, or investors ready to add their personal touches.
This home features a well-designed floor plan that maximizes space and comfort. Ideally situated in the heart of Ormond Beach, you’ll be just minutes away from local restaurants, shops, and the community center, with easy access to I-95 and a short 10-minute drive to the beautiful beaches of the Atlantic Coast.
Ormond Beach offers a vibrant community feel with excellent schools, parks, and recreational activities, providing the perfect blend of relaxation and convenience. Enjoy the Florida lifestyle and make this home your own!
Square footage is from tax rolls. All information is intended to be accurate but cannot be guaranteed.
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Our Executive Mortgage Banker:
Our Insurance Division:
$159,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $127,200 | $127,200 | $127,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.616% | 7.055% | 6.256% |
Monthly Tax Payment | $29 | $29 | $29 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $857 | $836 | $1,073 |
Total Monthly Payment | $961 | $940 | $1,177 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.