This charming NE Ocala home is filled with whimsical touches. This home is currently a three-bedroom triple split floor plan that can easily be converted back into a FOUR-bedroom home. Each of the 3 bedrooms has its own exit/entry to make your quick escapes when you are in the "dog house" or when your guests/children would like to have their own private entry. Luxury Vinyl plank and tile flooring throughout the home make for easy floor cleaning. The HVAC system will be replaced prior to closing. The roof, gas hot water heater, drain field, and backyard elevated decking were all built or replaced in 2020. The 10x20 shed was installed in 2021, the dishwasher is only 6 months old and all other kitchen appliances are newer as well. Newer Butcher block laminate countertops, custom built-in storage, and energy efficient windows in the FL Room make this home very appealing. This home is located just outside the city limits so you can enjoy the benefits of County zoning and is within 3 miles from restaurants, doctors, offices, grocery shopping, Lowe's, and Walmart. This property is only 7 minutes away from downtown Ocala and Silver Springs State Park and historic museum is less than 1 mile away. Other State and National parks, Belleview, and The Villages are all within a 30-minute drive or less. The monthly electric bill averages just $150 per month. There are TWO storage shed for all of your toys, tools, and backyard projects. The new decking provides the perfect space for backyard BBQs while enjoying the fenced in yard and tranquil Oasis. There is privacy in the backyard as it backs up to a vacant lot that cannot be built on. With all of these convenient and upgraded features, this listing will not last long. So schedule your private showing tour today!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $207,120 | $207,120 | $207,120 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $83 | $83 | $83 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,431 | $1,395 | $1,762 |
Total Monthly Payment | $1,589 | $1,553 | $1,920 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.