Under contract-accepting backup offers. This is a 3 bedroom 2 bathroom wood frame home with metal siding built in 1920 and it has 1568 Square feet of living area. The 16 x 10 front porch was enclosed and added to the original living area. There is an eat in area in the 16 x 14 kitchen that measures 9 x 8. The 13 x 12 family room is just past the kitchen and dining area with a breahfast bar separating the two. The house also has a living room and a front room that was originally the front porch. The house has wall AC units in the kitchen, family room and primary bedrooms. Outside you'll find a one car carport, a 14 x 8 storage shed with electricity that houses the washer and dryer and the house is situated on a double lot offering room to play. The shingles were replaced in December 2017 and some new windows were added in February 2018. The house is centrally located in Lake Wales and has public water and sewer but best of all NO HOA or CDD. The house is 10 minutes from beautiful Bok Tower Gardens and Spook Hill, several lakes and golf courses with public access, 15 minutes from Webber International College and Warner University, 30 minutes from the home campus of Polk State College and LegoLand Florida, an hour from most Central FLorida attractions and both West and East coast beaches of Florida.
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $127,920 | $127,920 | $127,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $48 | $48 | $48 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $862 | $850 | $1,079 |
Total Monthly Payment | $985 | $973 | $1,202 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.